Home – Regalcredits | Finance & Subsidy Consultancy in Punjab
Independent Consultancy · Punjab

Finance & Government Subsidies, advised honestly.

Regalcredits helps Punjab businesses navigate lending and government incentive schemes – from documentation to disbursal. We facilitate. We advise. We do not lend.

500+
Cases facilitated
12+ yrs
Industry experience
Punjab
Local expertise
Transparent advisory
No false promises. No guaranteed-approval claims.
Dedicated case manager
One point of contact end-to-end.
On-ground in Punjab
Local liaison with banks & departments.
Lending & Credit Facilitation

Funding solutions, structured around your business.

From working capital to large project funding, we prepare your case, identify the right lenders, and manage documentation through to disbursal.

Business Finance – Working capital, term loans, and CC/OD facility advisory for MSMEs and growing businesses.
Loan Against Property (LAP) – Unlock liquidity from residential, commercial, or industrial property at competitive rates.
Project Funding – Structured funding for greenfield and brownfield projects – feasibility to disbursal.
Real Estate Funding – Construction finance, lease rental discounting, and developer funding facilitation.
Lending services in detail
Project funding and lending facilitation in Punjab
₹250 Cr+
facilitated across cases
Government subsidy advisory and Invest Punjab incentives
Government Schemes & Subsidies

Unlock the incentives your business is eligible for.

We identify applicable Central and Punjab State schemes, prepare claim files, and liaise with departments through sanction and reimbursement.

Invest Punjab Incentives – Industrial promotion, capital subsidy, stamp duty and electricity duty benefits under Punjab Industrial Policy.
Central Government Subsidies – CGTMSE, CLCSS, PMEGP, MUDRA and sector-specific Government of India incentives.
State Government Schemes – State-specific MSME, agri-allied, textile, and food-processing subsidy programmes.
Subsidy services in detail

A clear, four-step process

No surprises. You'll always know where your case stands.

01
Discovery Call
We understand your need, eligibility, and timeline.
02
Case Preparation
Documents, projections, and scheme mapping.
03
Submission & Liaison
We file with banks or departments and follow up.
04
Sanction & Disbursal
Tracked through approval, disbursal, or claim.
Recent work

Cases we've helped move forward

Project Funding · Ludhiana

₹18 Cr term loan for a textile expansion

Structured the financial model and coordinated three lenders for a competitive sanction in 11 weeks.
Capital Subsidy · Mohali

CLCSS claim for MSME machinery upgrade

Filed eligibility and claim documentation; subsidy reimbursed within scheme timelines.
LAP · Amritsar

₹3.2 Cr LAP against commercial property

Negotiated rate reduction of 95 bps against initial offer through lender comparison.

Outcomes vary by case. Past facilitation does not guarantee future approval.

Let's see what you may qualify for.

Share a few details and one of our consultants will call you back – usually within one business day.

No obligation, no upfront fees for the initial discussion.
Honest assessment of eligibility before you commit.
Confidential handling of your information.

Request a Callback

We'll review and get back to you.

By submitting, you agree we may contact you regarding your enquiry. We do not guarantee loan or subsidy approval.

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Regalcredits

Independent financial and government-liason consultancy based in Punjab, India. We facilitate and advise - we are not a bank, NBFC, or DSA.

Services

Lending & Credit Facilitation Government Schemes & Subsidies

Company

About Us Contact Disclaimer & Policies

Reach Us

📍 Ludhiana, Punjab, India
📞 +91 98765 43210
✉️ info@regalcredits.in
© 2026 Regalcredits. All rights reserved.
Regalcredits is an independent consultancy. We do not guarantee loan or subsidy approval.